Rising Mortgage Rates Make Home Buying Harder — Smarter Moves for 2026
Home buying today has become a challenge as mortgage rates remain elevated, with prices skyrocketing since the pandemic and interest rates remaining high. The latest data from Freddie Mac pegs the 30-year fixed-rate mortgage rate at 6.65 percent. Compare that to 2020 and 2021 levels, where this benchmark averaged between 2 and 3 percent for…
